Paid.Captured.Understood.

Private expense tracking for iPhone, with optional Apple Wallet automation through Shortcuts.

Cèntim monthly dashboard showing September spending, target and daily chart

From payment to reviewed record.

Add an expense manually or let a personal Wallet automation in Shortcuts pass selected fields. Cèntim never reads Wallet or connects to your bank.

1. Capture it your way.

Use the built-in calculator or optional Wallet automation. You control what Shortcuts sends.

2. Find what needs attention.

Search and filter by period, category or review status. Expenses needing review wait in one queue.

Cèntim transaction ledger with search, filters and recent expenses

3. Correct once. Keep the rule.

Confirm a merchant’s category and Cèntim can use it for future captures without rewriting history.

Cèntim category detail with spending chart, merchants and transactions

Full Cèntim monthly view with spending total, target and daily chart

One month, made legible.

Start with the total, then inspect what shaped it—from individual days to budgets and longer-term trends.

Month to month

Compare with the previous month or open a 6- or 12-month trend.

Charts you can inspect

Tap daily or category charts for the exact value.

Targets and budgets

Set a monthly target plus category and Wallet-card limits, per currency.

Trips by date

Group travel automatically, make exceptions, and keep currencies separate.

Built for splits, schedules and corrections.

Widgets, optional app lock and native controls. Advanced workflows stay clear.

Cèntim expense editor with large amount and built-in calculator

Cèntim trip detail grouping expenses by dates and category

Quick entry

Calculate and recover an unfinished draft.

Shared expenses

Split equally or set your share; a card rule can automate 50/50.

Trips

Group expenses by travel dates, then include or exclude exceptions.

Recurring payments

Schedule fixed charges or review variable estimates before confirming them.

Revision and recovery

Restore an earlier version or recover a deleted expense.

Your ledger stays yours.

The ledger is local by design, not a cloud account with a privacy promise.

Account or bank connection: None
Ads, analytics, tracking: None
Expense storage: On your iPhone

Import mapped CSV, export filtered CSV, or create a full local backup. Exported files contain real personal data and are not encrypted.

Cèntim data and privacy screen with local backup and CSV controls

Try everything for seven days.

7 days

Start the full free trial through the App Store when you are ready.

Lifetime

Keep adding and changing expenses with one purchase at the price shown in your local App Store.

Activation, purchases and restoring purchases require an Apple connection. No subscription or automatic charge; after access ends, history and exports stay readable.

Your expenses. Your iPhone.

See the month clearly without putting your financial life on another server.